Applying for life insurance just got easier

Applying for life insurance just got easier!

Applying for life insurance has been known to be somewhat of a hassle. The paper application process has been known to be cumbersome and somewhat abrasive when it comes to disclosing personal information and answering health questions. Thanks to modern technology, some life insurance companies have figured out how to bring the application process for life insurance online, making the process much easier and more confidential!

The application process for life insurance can be completed online where the applicant receives an email to a secure website to complete the application in the privacy of their own home or office. Once completed, the application is locked and e-signed by the applicant and insurance producer. After the e-signature is completed it is sent directly to underwriters for an initial screening.

Within 24 to 48 hours, based on the initial screening, an application will either be automatically approved or require additional underwriting. Additional underwriting may be as simple as answering a couple additional questions, or may require a paramedical exam to collect lab samples or bodily measurements.

Recent statistics shows that 60% of online applications are approved without requiring a paramedical exam. Applying online has made acquiring life insurance protection easier and more secure. Questions about how to apply for life insurance policy online can be answered by our life insurance product specialists. Reach out today to learn more!

2020-06-29T10:50:38-04:00

About the Author: Alex Casella

Alex handles various areas of financial services and works directly with clients as a trusted advisor in personal finance. Alex recognizes the key to financial success goes beyond the products and solutions and focuses on effectively integrating and coordinating important financial decisions. Alex’s vision encompasses the confidence our agency was built on when he joined us in 2018 as a trusted member of our team. Alex is active in the soccer community as a soccer official. He continues to officiate at the division one college level. In his spare time Alex enjoys cooking and outdoor activities such as running, hiking, biking, and kayaking. Alex‘s license is included series 6, 63 Life, Health, Property and Casualty insurance.

Montagno Insurance Inc

Rafael Cordero ★★★★★ a year ago

Grate insurance company. I have been working with Jim for the last 4 years and he has never disappointed me. From our home … More to our car insurance his always looking out for your benefit whether is in savings or in your coverage. Highly recommend.

Kevin Pelletier ★★★★★ 3 years ago

My wife and I combined all of our insurance with Montagno Insurance. We worked with Kim. She was very informative and led … More us in the right direction. A pleasure to do business with.
On another note, I sell cars for a living, at Shaker Family Ford Lincoln in Watertown. As Kim and I have a few mutual clients together, she does her part with both the customer and I, to get all bases covered. My clients have told me it is a relief to have someone like her to make the car buying process easier.
Thank you,
Kevin Pelletier

Joe Pieksza ★★★★★ 3 years ago

We have used 3 different agents over 25 years. We were curious so we asked Kim to look through our coverage and provide … More a quote for all of our insurance (Home, Auto, Umbrella). Kim accomplished - providing coverage with an A+ (Superior Financial Strength) carrier, significantly strengthened our coverage where we needed it, and lowered premium (much better coverage for a lower price). She also spent a lot of time talking through each policy and quote to explain and provide examples of how the coverage would work if we had a loss. Kim is a no pressure agent, very responsive, and talks through things with your interests and time in mind. My only regret is that we didn't ask Kim to look at our coverage years ago. Highly recommend Kim and Montagno. Best Agent we have worked with in 25 years.

R M ★★★★★ 3 years ago

Absolutely fantastic service! Kim was of great help, quick to respond, and was able to get us fantastic rates. I would immediately … More recommend Kim and Montagno Insurance Inc to anyone unhappy with their current agency and/or rates.

Robert Mancini ★★★★★ 3 years ago

4.8 24 reviews

Rafael Cordero ★★★★★ a year ago
Grate insurance company. I have been working with Jim for the last 4 years and he has never disappointed me. From our home … More to our car insurance his always looking out for your benefit whether is in savings or in your coverage. Highly recommend.
Kevin Pelletier ★★★★★ 3 years ago
My wife and I combined all of our insurance with Montagno Insurance. We worked with Kim. She was very informative and led … More us in the right direction. A pleasure to do business with.
On another note, I sell cars for a living, at Shaker Family Ford Lincoln in Watertown. As Kim and I have a few mutual clients together, she does her part with both the customer and I, to get all bases covered. My clients have told me it is a relief to have someone like her to make the car buying process easier.
Thank you,
Kevin Pelletier
Joe Pieksza ★★★★★ 3 years ago
We have used 3 different agents over 25 years. We were curious so we asked Kim to look through our coverage and provide … More a quote for all of our insurance (Home, Auto, Umbrella). Kim accomplished - providing coverage with an A+ (Superior Financial Strength) carrier, significantly strengthened our coverage where we needed it, and lowered premium (much better coverage for a lower price). She also spent a lot of time talking through each policy and quote to explain and provide examples of how the coverage would work if we had a loss. Kim is a no pressure agent, very responsive, and talks through things with your interests and time in mind. My only regret is that we didn't ask Kim to look at our coverage years ago. Highly recommend Kim and Montagno. Best Agent we have worked with in 25 years.
R M ★★★★★ 3 years ago
Absolutely fantastic service! Kim was of great help, quick to respond, and was able to get us fantastic rates. I would immediately … More recommend Kim and Montagno Insurance Inc to anyone unhappy with their current agency and/or rates.
Robert Mancini ★★★★★ 3 years ago
Absolutely fantastic service! Kim was of great help, quick to respond, and was able to get us fantastic rates. I would immediately … More recommend Kim and Montagno Insurance Inc to anyone unhappy with their current agency and/or rates.

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Applying for life insurance just got easier