401(k) Balances are Down but Cash Value Life Insurance Balances are not! With the recent outbreak of COVID-19 coronavirus, the economy and Wall Street are being greatly impacted. The markets will return, but uncertainty in your retirement or other savings strategies can be balanced with alternative strategies not tied to market performance. Most are unaware
Spring is officially upon us, which means warmer weather and boating season will be here before you know it! This is the perfect time to make sure your boat or Jet Ski is in tip top shape for the upcoming season. Be sure the boat, and trailer, registration and insurance is up to date. Leave
Spring is here! The gift for enduring the cold temperatures and weather that winter shares each year is on the horizon. It’s a time of year many of us look forward to for the warmer weather, longer days, and ability to get outside and engage in activities like golf, tennis, baseball, or even a long
Most commercial insurance policies cover loss of business income due to a covered peril. Common examples of perils that can impact business income are fire, lightning, windstorm, etc. Insurance professionals have been receiving several phone calls from their business clients asking if their policy will cover the loss of business income due to the
The SECURE Act – What is it and will it impact you? December of 2019 brought about the most significant retirement account reform in more than 10 years. The SECURE Act was introduced into legislation and implements changes to retirement accounts and college savings plans. The objective of these changes are to make saving for
Spring Real Estate Market Checklist for Quick Closings! With the Spring Real Estate Market in full swing it’s important for buyers to have a check list of everything they need to ensure a smooth and ‘on-time’ closing! Along with mortgage approval, closing costs and pre-paid expenses it is important to get your homeowner’s insurance in
For those of us who own pets, they are a part of our family! Day and night, they surround us with their love during nap-time with the kids, family dinners, a walk in the park or rides in the truck. And just like us humans; Pets require preventive healthcare and treatment for when they
In 2018 we welcomed Alex Casella to our staff! Alex brings several years of financial services experience to our team and is licensed in many different areas of insurance and financial services. Among the many valuable services Alex provides to clients, he’s proficient and well-versed in life and disability insurance. Life and disability insurance are
Your credit card is not the only thing that will reward you with cash back these days! Recently insurance carriers began rewarding drivers for keeping a clean driving history with cash back for having zero claims. These types of programs have been introduced to the market and allow an auto policyholder to receive annual cash
Final expense insurance is a great life insurance option for seniors. Many seniors take out final expense insurance to ease the financial burdens for loved ones at time of loss. Final expense insurance is unique as it comes in various forms and is generally a permanent life insurance policy, meaning the policy will not expire
