2020 Reflections


Twas the weeks before Christmas, the time of year I always look forward to, with wintery temperatures, shorter days and a flurry of activity! The activity is continues to be my favorite. After Thanksgiving, my free time is filled with home decorating, addressing Christmas cards, shopping, baking, and celebrating this magical holiday season with family

Office Spotlight Wayne Qian


It brings us great pleasure to introduce and welcome Weiman ‘Wayne’ Qian! As the latest member of the Montagno Agency Team! Wayne joins us with several years of professional experience with an established competency in personal lines insurance, mortgage lending and real estate. His knowledge and skillset in these areas has found success centered on

Insuring Valuable Items


The holidays are time when gifts given and received. Often times those gifts are of significant monetary and even emotional value. As such, it is important to know that valuable items are eligible to be insured on an insurance policy. Examples of common items scheduled on an insurance policy include jewelry, fine art, photography equipment,

Holiday Debt Doesn’t Have to be Stressful!


Each year the average American racks up more than $1,000 in credit debt from the holidays. In 2018, average American added $1,230 to credit card debt according to an annual survey by MagnifyMoney. This amount increased from $1,054 in 2017 holiday season, and $1,003 in 2016. Holiday debt happens, but figuring out how to pay

Keeping our homes safe and claims free this holiday season!


As the holidays swiftly approach and we begin welcoming family and friends to our home for small gatherings (according to state and local Covid-19 safety guidelines) it’s important we take appropriate care of our homes. Many of us are finding time together with loved ones and friends outdoors on decks, patios and driveways to do

Commercial Insurance | Business Interruption Claims & Covid 19


Many Business Interruption claims have been denied Coverage fall under 'Property Coverage' Pending Litigation may change the future of Interruption coverage No one could have predicted the uncertainty and financial impact the Covid 19 Coronavirus has created in 2020.  Many business owners start their fiscal year in January and look forward to their future earnings. 

Remote Office Update | Fall 2020


Greetings!  We hope this edition of our newsletter finds you well and healthy!  Fall is upon us and it is my favorite season. There’s no question 2020 has been quite the year! The Coronavirus has presented us unique challenges for our families and businesses.  The stay-at-home orders occurred roughly six-months ago and we all experienced

5 Reasons why life insurance from employers is never enough 👔


5 Reasons why life insurance from employers is never enough September was Life Insurance Awareness Month, and individuals are asking more questions than ever about life insurance coverage as a result of Covid 19.  Many are offered a life insurance benefit from their place of work and are often shocked to learn about the limited