Commercial Insurance | Business Interruption Claims & Covid 19

2020-10-06T21:01:00-04:00

Many Business Interruption claims have been denied Coverage fall under 'Property Coverage' Pending Litigation may change the future of Interruption coverage No one could have predicted the uncertainty and financial impact the Covid 19 Coronavirus has created in 2020.  Many business owners start their fiscal year in January and look forward to their future earnings. 

Remote Office Update | Fall 2020

2020-10-06T11:18:53-04:00

Greetings!  We hope this edition of our newsletter finds you well and healthy!  Fall is upon us and it is my favorite season. There’s no question 2020 has been quite the year! The Coronavirus has presented us unique challenges for our families and businesses.  The stay-at-home orders occurred roughly six-months ago and we all experienced

5 Reasons why life insurance from employers is never enough 👔

2020-10-05T22:50:24-04:00

5 Reasons why life insurance from employers is never enough September was Life Insurance Awareness Month, and individuals are asking more questions than ever about life insurance coverage as a result of Covid 19.  Many are offered a life insurance benefit from their place of work and are often shocked to learn about the limited

Life Insurance During the Pandemic

2020-06-27T21:44:52-04:00

The insurance industry has seen a whole new level of conditions that were tested when the coronavirus pandemic surfaced earlier this year.  The commercial insurance industry was tested with business interruption not covering business income from pandemics.  Some travel insurance companies have terminated sales of trip insurance policies, and

Applying for life insurance just got easier

2020-06-29T10:50:38-04:00

Applying for life insurance has been known to be somewhat of a hassle.  The paper application process has been known to be cumbersome and somewhat abrasive when it comes to disclosing personal information and answering health questions.   Thanks to modern technology, some life insurance companies have figured out how to

Your Smart Phone and Auto Insurance

2020-06-27T21:21:38-04:00Tags: , |

Recent data from Newzoo’s Global Mobile Market Report has found that 77% of Americans use Smartphones to do a variety of activities from social media, web browsing, gaming apps such as Words With Friends, connecting fitness trackers, and even pay bills.  Food delivery and grocery drop off app usage has

Cyber Liability Insurance Coverage

2020-06-29T12:05:14-04:00Tags: |

The corona virus pandemic has gone to show how large the online retail market place is.  For small businesses, today’s online environment offers convenience to place orders online.   For those business owners who offer commerce through their online website are exposed to a new level of risk when it comes

Agency Pandemic Response

2020-06-29T12:05:25-04:00

During these unprecedented times of  the COVID-19 global health crisis, the staff at Montagno Insurance Agency and the companies that we represent are here for you! Each company has responded and has offered ‘Stay-at-Home’ discounts during the months of quarantine when most people were at home and off the roads. The

401(k) V.S. Cash Value Life Insurance

2020-03-27T14:39:12-04:00

401(k) Balances are Down but Cash Value Life Insurance Balances are not! With the recent outbreak of COVID-19 coronavirus, the economy and Wall Street are being greatly impacted.  The markets will return, but uncertainty in your retirement or other savings strategies can be balanced with alternative strategies not tied to market performance.  Most are unaware