A home fire is reported every 88 seconds according to the NFPA; a scary thought when you take into consideration that your home could become a part of this statistic. With National Fire Prevention week occurring this month now is the perfect time to review tips to help prevent fires from occurring in your home.
Many Business Interruption claims have been denied Coverage fall under 'Property Coverage' Pending Litigation may change the future of Interruption coverage No one could have predicted the uncertainty and financial impact the Covid 19 Coronavirus has created in 2020. Many business owners start their fiscal year in January and look forward to their future earnings.
With the winter months looming it is a great time to start preparing homes for the cold months that lie ahead! Implementing these suggestions can not only help avoid common winter related home insurance claims but more importantly keep your family safer during the winter season! Winterize your pipes. Foam pipe sleeves or heating
Flood zones appear in several non-coastal locations and are based on a number of factors. A common misconception among homeowners and renters is that their homeowner or tenant policy covers damages as a result of flooding. Many think flood insurance is only required when you live along a coast line or next to a
Pools are a great addition to any home! This summer predicts more people will be staying home and not traveling on vacation as concerns of the pandemic are forcing many to vacation in their back yard. But before you go and install a pool, here are some items to think
The insurance industry has seen a whole new level of conditions that were tested when the coronavirus pandemic surfaced earlier this year. The commercial insurance industry was tested with business interruption not covering business income from pandemics. Some travel insurance companies have terminated sales of trip insurance policies, and
Applying for life insurance has been known to be somewhat of a hassle. The paper application process has been known to be cumbersome and somewhat abrasive when it comes to disclosing personal information and answering health questions. Thanks to modern technology, some life insurance companies have figured out how to
Recent data from Newzoo’s Global Mobile Market Report has found that 77% of Americans use Smartphones to do a variety of activities from social media, web browsing, gaming apps such as Words With Friends, connecting fitness trackers, and even pay bills. Food delivery and grocery drop off app usage has
The corona virus pandemic has gone to show how large the online retail market place is. For small businesses, today’s online environment offers convenience to place orders online. For those business owners who offer commerce through their online website are exposed to a new level of risk when it comes
During these unprecedented times of the COVID-19 global health crisis, the staff at Montagno Insurance Agency and the companies that we represent are here for you! Each company has responded and has offered ‘Stay-at-Home’ discounts during the months of quarantine when most people were at home and off the roads. The
