Insuring Valuable Items

2020-12-14T16:55:39-04:00

The holidays are time when gifts given and received. Often times those gifts are of significant monetary and even emotional value. As such, it is important to know that valuable items are eligible to be insured on an insurance policy. Examples of common items scheduled on an insurance policy include jewelry, fine art, photography equipment,

Keeping our homes safe and claims free this holiday season!

2020-12-14T15:16:56-04:00

As the holidays swiftly approach and we begin welcoming family and friends to our home for small gatherings (according to state and local Covid-19 safety guidelines) it’s important we take appropriate care of our homes. Many of us are finding time together with loved ones and friends outdoors on decks, patios and driveways to do

Commercial Insurance | Business Interruption Claims & Covid 19

2020-10-06T21:01:00-04:00

Many Business Interruption claims have been denied Coverage fall under 'Property Coverage' Pending Litigation may change the future of Interruption coverage No one could have predicted the uncertainty and financial impact the Covid 19 Coronavirus has created in 2020.  Many business owners start their fiscal year in January and look forward to their future earnings. 

Winter Preparation | Homeowner Tips ☃️

2020-10-06T09:16:47-04:00

  With the winter months looming it is a great time to start preparing homes for the cold months that lie ahead!  Implementing these suggestions can not only help avoid common winter related home insurance claims but more importantly keep your family safer during the winter season! Winterize your pipes.  Foam pipe sleeves or heating

Standard home insurance policy does not cover flood 🏊

2020-12-01T17:49:42-04:00

  Flood zones appear in several non-coastal locations and are based on a number of factors. A common misconception among homeowners and renters is that their homeowner or tenant policy covers damages as a result of flooding.  Many think flood insurance is only required when you live along a coast line or next to a

Life Insurance During the Pandemic

2020-06-27T21:44:52-04:00

The insurance industry has seen a whole new level of conditions that were tested when the coronavirus pandemic surfaced earlier this year.  The commercial insurance industry was tested with business interruption not covering business income from pandemics.  Some travel insurance companies have terminated sales of trip insurance policies, and

Applying for life insurance just got easier

2020-06-29T10:50:38-04:00

Applying for life insurance has been known to be somewhat of a hassle.  The paper application process has been known to be cumbersome and somewhat abrasive when it comes to disclosing personal information and answering health questions.   Thanks to modern technology, some life insurance companies have figured out how to

Your Smart Phone and Auto Insurance

2020-06-27T21:21:38-04:00Tags: , |

Recent data from Newzoo’s Global Mobile Market Report has found that 77% of Americans use Smartphones to do a variety of activities from social media, web browsing, gaming apps such as Words With Friends, connecting fitness trackers, and even pay bills.  Food delivery and grocery drop off app usage has